how Reality U works
Reality U brings a bit of “reality” to students, teaching them about
personal finance in an interactive and engaging way.
Students imagine their life as a 26-year old and complete an on-
line lifestyle survey, including questions about their occupation,
marital status, use of credit cards, and their current grade point
average. This information is entered into our trademarked software
program that links their answers to a unique scenario that is
individualized for each student.
These scenarios are distributed to them the day of the event.
Each scenario includes the student’s monthly income, credit card debt,
student loan information, as well as marital and family status. The
students are to transfer this information into their student passport
and then make purchases at the twelve booths that represent
services and/or products that adults typically must purchase or
consider each month. (All products/services reflect current
economic values of the area.)
Students have the opportunity to learn how their decisions impact
their bottom line as they try to make decisions that won’t result in
their check register falling below zero! Sometimes they must
return a “purchase” and make a different decision.
This event actively engages the students to help them understand the importance of education to their financial future.
It also engages the community in supporting student learning and developing their understanding of the world of work.